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Additional funds on existing loan

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Switch to lower interest rates

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Top-up Loan

Additional funds on existing loan with attractive rates

Additional Funds

Get extra money on your existing loan

Same Interest Rate

Enjoy the same competitive rates

Minimal Documentation

Quick processing with existing records

Why Choose Our Top-up Loan?

Quick Approval

Faster processing with existing loan history

Lower Interest Rates

Competitive rates for existing customers

Flexible Usage

Use funds for any personal or business need

Single EMI

Consolidated EMI for both loans

Loan Details

Top-up Amount₹50,000 - ₹50 Lakhs
Interest Rate10.5% - 18% p.a.
Processing Fee0.5% - 2% + GST
Tenure1 - 7 years
PrepaymentAllowed after 6 months

Use Your Top-up Loan For

Business Expansion

Grow your business with additional working capital

Home Renovation

Upgrade and renovate your home or office

Personal Needs

Wedding, education, medical emergencies

Top-up Loan Benefits

No Fresh Documentation

Leverage your existing loan relationship for quick approval

Attractive Interest Rates

Enjoy preferential rates as an existing customer

Flexible Repayment

Choose tenure that suits your financial situation

Quick Disbursal

Get funds transferred within 24-48 hours

Tax Benefits

Eligible for tax deductions under various sections

No Usage Restrictions

Use the funds for any legitimate purpose

How Top-up Loan Works

1

Check Eligibility

Verify your existing loan repayment history

2

Apply Online

Submit top-up application with minimal docs

3

Quick Approval

Get approved based on existing relationship

4

Fund Transfer

Additional amount credited to your account