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Switch to lower interest rates

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Balance Transfer

Switch to lower interest rates and save thousands

Lower Interest Rates

Reduce your EMI with better interest rates

Easy Transfer

Seamless transfer process with minimal hassle

Additional Benefits

Get top-up loans and better terms

Why Choose Balance Transfer?

Reduced EMI

Lower your monthly payments with better rates

Significant Savings

Save lakhs over the loan tenure

Better Service

Enjoy superior customer service and support

Additional Features

Access to top-up loans and flexible terms

Transfer Details

Transfer Amount₹5 Lakhs - ₹5 Crores
Interest Rate7.5% - 12% p.a.
Processing Fee0.5% - 1% + GST
Processing Time7 - 15 days
Top-up AvailableYes

Potential Savings Example

Current Loan

Outstanding Amount₹50,00,000
Current Interest Rate10.5% p.a.
Current EMI₹55,845
Remaining Tenure15 years

After Transfer

Transfer Amount₹50,00,000
New Interest Rate8.5% p.a.
New EMI₹49,247
Same Tenure15 years

Monthly Savings: ₹6,598

Total Savings over 15 years: ₹11,87,640

Types of Balance Transfer

Home Loan Transfer

Transfer your existing home loan to get better rates

  • • Lower interest rates
  • • Flexible tenure options
  • • Top-up facility available

Personal Loan Transfer

Switch your personal loan for better terms

  • • Reduced EMI burden
  • • Better customer service
  • • Additional loan facility

Business Loan Transfer

Transfer business loans for cost savings

  • • Competitive business rates
  • • Working capital support
  • • Flexible repayment terms

Transfer Process

1

Apply Online

Submit your balance transfer application

2

Document Verification

Our team verifies your documents

3

Loan Approval

Get approval with better terms

4

Transfer Complete

Your loan is transferred successfully

Why Transfer Your Loan

Lower Interest Rates

Reduce your interest burden with competitive rates

Better Service

Enjoy superior customer service and digital banking

Additional Benefits

Get top-up loans and flexible repayment options